私隱政策
Global Data Management Company Limited建立的域名平台為www.MQMaster.com(以下簡稱“網站”)的網站,旨在為客戶提供信貸產品資訊對比服務。客戶可以透過瀏覽該網站內容,獲取一般信貸和物業按揭資訊及評估服務。 我們也鼓勵客戶註冊成為會員,以享用我們更多的網站功能和服務。
為了讓閣下享用最高質素的服務,我們會要求各會員向我們提供他們的某類個人資料。 我們保證只收集一些我們認為相關的、且必需的個人資料,用以瞭解會員其本身的財務背景,從而為其提供充善的信貸服務資訊。
以下私隱政策解釋了我們是如何根據《個人資料(私隱)條例》(以下簡稱“條例”)保護會員的個人資料。 本私隱政策解釋了我們為何收集和如何收集、使用和公開會員的個人資料,以及為確保會員個人資料的安全性和保密性,我們採取的和將採取的措施。
在本私隱政策中,“個人資料”一詞是指任何直接或間接與個人有關的、可以用來識別個人的資料。
個人資訊收集
在您登上我們網站時,您可以瀏覽網站顯示的基本資訊。這類資訊包括由一系列金融機構所提供的最新優惠和促銷活動、市場調研文章等。
我們為會員提供更進階的服務。客戶可根據本網站的指導進行登記,註冊成為會員。
要成為我們的會員,您將需要向我們提供以下個人資料: -
- 聯絡人的全名;
- 電郵地址;
- 聯絡電話;
- 出生日期;
- 職業;
- 收入範圍
如有必要,我們會隨時要求您提供更多的個人資訊,而該要求會清晰地在我們的網站上顯示出來。
個人資料的準確性
向我們提供您的個人資料時,您要保證資訊的真實性和準確性,並承諾在上述資訊發生任何變化或變更時儘快通知我們。 因提供錯誤、不準確或不完整的資訊而對網站或網站負責人員或任何合作商户造成任何損失或損害,您將獨自承擔絕對責任。
使用您個人資料的目的
我們可以使用您的個人資料以達成下列部分或全部目的:
- Global Data Management Company Limited建立和管理您的會員資格;
- 更好地解答您的問題;
- 獲得更準確的信貸資訊;
- 允許您流覽我們業務合作夥伴提供的網上資訊(若有);
- 使我們能夠分析客戶行為和人口統計資料,以提高我們的服務質素;
- 允許我們保留您的個人資料,這樣,每次您需要我們的服務時,不需要再重新輸入;
- 使我們能夠保留您的個人資料,並有效管理/和進行我們的業務操作;
- 在您的同意下,向您提供我們的直銷服務;
- 遵守我們的法律和監管義務;
- 允許我們向您提供我們網站所列與服務有關的服務及產品。
若您未能向我們提供上述個人資料,可能會妨礙我們向您提供服務。
我們業務合作夥伴的信貸產品
為助你節省時間,輕鬆理財,Global Data Management Company Limited 讓您在網站平台上瀏覽及咨詢我們業務合作夥伴所提供的產品和服務。
個人資料披露
除非得到您的同意,我們將對您的個人資料保密,不會透露給任何外部各方。
而應政府或司法機構或監管機構要求,我們可能會不定期向他們披露您的個人資料,但我們僅在合法機構或法定要求下披露。
在某些情況下,為了對我們的業務有可能造成損害或干擾的人進行識別、聯絡或採取法律行動,我們也可能披露您的個人資料。
鑒於《個人資料收集聲明》中所定明的目的,您的個人資料可能會被調至香港以外的地區。 這意味著,您的個人資料的保密性可能達不到與香港境內相同或相似的水平。 然而,不管是在哪個國家處理或保存您的個人資訊,我們都將採取所有合理的措施,以確保您的資料被安全處理和保存。
就我們的服務與直銷為您提供最新資訊
當註冊或使用我們的服務,並得到閣下明確同意和授權,我們可透過您的個人資料(由您提供的必要資訊,方便我們為您提供服務)與您聯絡,從而提供市場近況、信貸產品資訊、信貸及貸款產品和/或金融服務及其他我們網站提供的相關服務的促銷活動。
您可在任何時候及毋須付出任何費用的情況下選擇不參加直銷(見下述的“選擇退出權利”)。
Cookies的使用及電腦資料收集
網站會記錄您的瀏覽資料,以便進行網站瀏覽人數和一般使用模式的分析。其中一些資訊將通過使用“Cookies”收集。本網站檢索Cookies收集的資訊是自動存儲在個人電腦的網頁流覽器中的一小部分。通過存儲您在個別網站上的偏好資訊,Cookies 可以使網站更有用,並可以使網站擁有者為客戶提供更多有用的資訊。 “Cookies”收集的資訊是匿名匯總的研究資料,不包含任何名稱或地址或能讓他人通過電話、電子郵件或任何方式與您聯絡的其它資訊。 大多數流覽器最初被設置為接受Cookies狀態。 如果您願意,您可以在您的流覽器上設置禁用Cookies或在Cookies被設定時通知您。 然而,如果禁用它們,您可能無法充分利用我們的網站為您提供優質服務。
使用本網站即表明您同意我們使用cookies。 這種資料的使用不會洩露您的任何個人資料,我們不會收集、處理或使用您在這方面的任何個人資料。
請注意,我們也可以與第三方合作,由其代表我方研究我們網站上的某些用途和活動。通過技術收集的資訊,例如cookies和Beacons,用以瞭解更多關於本網使用者,包括使用特徵、行為和使用模式,方便製作更準確的報告和提高我們行銷服務的有效性。 通過使用這些設備對記錄的資訊進行匯總,然後與我們共用。 在此等分析及研究中,沒有收集關於您個人的可識別的資訊。
瀏覽您個人資料的權利
會員有權隨時瀏覽我們保存的個人資料,並隨時進行更新。
我們嚴格遵守對我們存儲的成員個人資料絕對保密政策。 我們可以在我們認為適當和必要時向以下各方提供此資訊(無論是在香港或其他地方):
資料安全性
安全是我們的首要目標。 我們將時刻盡力確保您的個人資料不被未經授權或隨機的瀏覽、處理或刪除。 我們通過實施適當的物理、電子和管理措施,履行保障和確保您個人資料安全之承諾。
我們的網站伺服器由“防火牆”保護我們所有系統,亦會被緊密監測,以防止任何未經授權的瀏覽。 在必要時,我們會向您發送電子郵件或短信,我們將使用我們網站上安全電子郵件設備和短信與您聯絡,以確保溝通得到保障,這需要你的回覆確認。
我們採取一切切實可行的方法,以確保個人資料僅在必要時保存,確保遵守香港特別行政區有關個人可識別資訊保留的所有法律、法規要求。
您的權利及選擇退出權
您有權檢查我們是否持有您的個人資料和要求瀏覽或更正您的個人資料。
如您不想接收電子郵件或促銷直郵,您也可以選擇退出我們的直銷或促銷服務。 請注意,您隨時有機會選擇退出,並通過下述聯絡人通知我們。
如您不希望我們使用您的個人資料,您可以選擇退出及通知我們,我們會按照您的指示進行相應安排。
如果您對您的個人資料有任何其他建議或查詢或投訴,請與下方聯絡以查詢:
Global Data Management Company Limited個人資料保護主管
香港九龍觀塘鴻圖道51號保華企業中心23層,2302室
變更保密政策
我們在必要情況下可以隨時修改該私隱政策。而所有相關修改事項,我們會通過電子郵件或其他適當的方式通知您。 在上述變更完成後,如您繼續瀏覽或使用我們的網站和/或我們的服務,將視為您已同意已修改的私隱政策。
此中文私隱政策為英文版本譯本,如中、英文兩個版本有任何抵觸或不相符之處,應以英文版本為準。
私隱政策上次更新日期為2018年11月30日。
Privacy Policy
Global Data Management Company Limited establishes a website under the domain name of www.MQMaster.com (the “Website”) for the purpose of providing credit product comparison service to customers. Through this Website, customers may browse for general credit information services. We also encourage customers to register as a member in order to enjoy our advanced services.
To enable us to provide members with quality services, we shall require members to provide us with certain kinds of their personal information. We assure that we only collect personal information that we believe is relevant and required to understand your financial background so as to provide you with the adequate credit services information.
The following Privacy Policy explains how we protect your Personal Data in compliance with the Personal Data (Privacy) Ordinance (the “Ordinance"). This Privacy Policy explains why and the way we will collect, use and disclose your Personal Data and the measures being, and to be taken to ensure that your Personal Data stays secure and confidential.
In this Privacy Policy, the term "Personal Data" means any data relating directly or indirectly to a living individual which is capable of being used to identify that individual.
Personal Information To be Collected
Upon your entering into our Website, you could access to certain general information as displayed therein, such general information includes up to date offers and promotions provided by a number of financial institutions, market research articles and etc.
We also provide our members with advanced level of services. Hence, customers may enroll and register as a member according to the guidance note as shown in our Website.
To become our member, you will be asked to provide us with the following Personal Data:-
- Your contact full name;
- Email address;
- Contact phone number;
- Date of birth;
- Occupation;
- Salary range;
From time to time, we may ask for more Personal Data only if it is necessary to enable us to provide better credit services and such requirement will be clearly displayed on our Website.
Accuracy of Personal Data
By providing us with your Personal Data, you warrant that this is true and accurate and undertake to notify us as soon as practicable of any change or alteration to the same. Any loss or damage caused to the Website or to the person responsible for the Website or to any third party through the provision of erroneous, inexact or incomplete information will be your exclusive and absolute responsibility.
Purposes for Which We Use Your Personal Data
We may use your Personal Data for some or all of the following purposes:
- To set up and administer your membership with Global Data Management Company Limited;
- To better serve with you for any queries you may have;
- To allow you to access our online information to be provided by our Business Partners (if any);
- To enable us to analyze customer behavior and demographics so that we can improve our services;
- To allow us to keep your Personal Data so that you do not have to re-enter it each time you request our service;
- To enable us to keep your personal data and manage /our business operations efficiently;
- To provide you with our direct marketing services upon your consent;
- To comply with our legal and regulatory obligations;
- To allow us to provide you with our associated services and products related to the services listed in our Website.
Failure to supply us with such Personal Data may hinder us from providing you with any or all of our services.
Disclosure on Personal Data
We will always keep your Personal Data confidential and will not disclose it to any external parties except with your consent.
We may be required from time to time to disclose your personal information to Governmental or judicial bodies or our regulators, but we will only do so under proper authority or under statutory requirement.
Under certain circumstances, we may also need to disclose your Personal Data in order to identify, contact or bring legal action against any person who may be causing damage to or interfere with our business.
In connection with the purposes set out in this Personal Information Collection Statement, your Personal Data may be transferred outside Hong Kong. That means your Personal Data may not be protected to the same or similar level as it would in Hong Kong. However, we will take all reasonable measures to ensure that your data is processed and kept securely, regardless of the country in which it is processed or stored.
Keeping you Updated Regarding our Services & Direct Marketing
After you register or otherwise use our services, you agree and authorize us to use your Personal Data (as provided by you but to the extent which is necessary for us to provide you with our services) to contact you about market news, credit offers and promotional campaigns in relation to credit or loan products and/or financial services or other associated services that we offer in our Website.
You can opt out of direct marketing, free of charge, at any time (see the “Opt-Out Rights" mentioned below).
Use of Cookies & Collection of Computer Data
Your visit to this Website may be recorded for analysis on the number of visitors to the Website and general usage patterns. Some of this information will be gathered through the use of "cookies". Cookies are small bits of information that are automatically stored on a person's web browser in their computer that can be retrieved by this Website. Cookies can make the site more useful by storing information about your preferences on particular sites, thus enabling website owners to provide more useful features for their customers. The information collected by "cookies" is anonymous aggregated research data, and contain no name or address information or any information that will enable anyone to contact you via telephone, e-mail or any other means. Most browsers are initially set to accept cookies. If you would prefer, you can set your browser to disable cookies or inform you when they are set. However, by disabling them, you may not be able to take full advantage of the benefit offered in our website.
By using this Website, you consent to us using cookies. Such use of data does not disclose any of your Personal Data, and we will not collect, process or use any of your Personal Data in this regard.
Please note that we may also work with third parties to research certain usage and activities on parts of our Website on our behalf. The information collected through technologies such as cookies and web beacons etc are used to find out more about our users, including user demographics and behaviour and usage patterns, for more accurate reporting and to improve the effectiveness of our marketing services. Information recorded through the use of these devices are aggregated and then shared with us. No personally identifiable information about you is collected as a result of this research.
Right to Access your Personal Data
Members always have the right to access their personal data kept by us and to update it whenever appropriate.
It is our strict policy that Personal Data of our members stored by us will be confidential. We may provide such information to the following parties (whether in Hong Kong or elsewhere) when we consider appropriate and necessary:-
- any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment or other services to it in connection with the operation of its business;
- any other person under a duty of confidentiality to it including its group company which has undertaken to keep such information confidential;
- any person to whom we are under an obligation to make disclosure under the requirements of any law binding on the Company or any of its branches; and
- any actual or proposed assignee of Global Data Management Company Limited or participant or sub-participant or transferee of our group.
Data Security
Security is our top priority. We will strive at all times to ensure that your Personal Data will be protected against unauthorised or accidental access, processing or erasure. We maintain this commitment to data security by implementing appropriate physical, electronic and managerial measures to safeguard and secure your Personal Data.
Our Website servers are protected behind "firewalls" and our systems are monitored to prevent any unauthorised access. As may be necessary, we shall send email or SMS to you but such communication will be secured as we are using the secure email facility on our website and for using SMS, will require your confirmation in response.
We take all practical steps to ensure that personal data will not be kept longer than necessary and that we will comply with all statutory and regulatory requirements in the Hong Kong Special Administrative Region concerning the retention of personally identifiable information.
Your Rights & Opt-Out Right
You have the right to check whether we hold Personal Data about you and to require access or correction of your Personal Data.
You can also opt out receiving direct marketing or promotional communications from us if you do not want to receive email or promotional direct mailings. Please note that you will always have an opportunity to opt-out and advise us through the contact person as listed below.
If you do not wish us to use your Personal Data, you may exercise your opt-out right by notifying us so that we can act in accordance with your instructions.
If you have any other suggestions or inquiries or complaints in respect of your Personal Data, please kindly address your enquiries to:
Personal Data Protection Officer of Global Data Management Company Limited
Unit 2302, 23/F,
Paul Y Centre, 51 Hung To Road,
Kwun Tong, Hong Kong
Changes to this Privacy Policy
From time to time, we might revise this Privacy Policy if it is necessary. If we do so, we will notify you via email or other means of communication that we think appropriate. By continuing to access or use the Website and/or our services when such changes are made, you will be deemed to agree to the revised privacy policy.
This Privacy Policy was last updated on 30th Nov 2018